Kubhuroka chikumbiro

Chishandiso chekubhuroka chishandiso chine simba pakuunganidza chikwereti. Kana munhu ane chikwereti akabhadhara uye chikumbiro chisina kupokana, chikumbiro chekubhuroka chinogona kushandiswa kuunganidza chikumbiro nekukurumidza uye zvakachipa. Chikumbiro chekubhuroka chinogona kuisirwa mvumo neyechikumbiro chemunhu wega kana mukukumbira wechikwereti mumwe kana kupfuura. Kana paine zvikonzero zvekufarira veruzhinji, Hofisi yeMuchuchisi weParamende inogonazve faira rekubhanga.

Nei munhu anoita chikwereti faira rekubhanga?

Kana mukweretesi wako akakundikana kubhadhara uye zvisingaite senge kuti invoice isinga bhadharwe, iwe unogona kutumira kubhuroka kwemari yako yaunenge uine chikwereti. Izvi zvinowedzera mukana wekuti chikwereti (chikamu) chibhadharwe chikwereti. Mushure mezvose, kambani iri mumatambudziko emari yakawanda yenguva yakawanda ichine mari mukati, semuenzaniso, mari uye zvivakwa. Muchiitiko chekubhuroka, zvese izvi zvinotengeswa kuitira kuti uwane mari yekubhadhara invoice yepamusoro. Chikumbiro chekubhuroka chechikwereti chinogadziriswa negweta. Gweta rinofanira kukumbira dare kuti rizivise kuti iwe une chikwereti. Gweta rako rinopa izvi nechikumbiro chekubhuroka. Muzhinji, mutongi anozofunga kudare kana kuti mukweretesi wako anzi abhuroka.

Kubhuroka chikumbiro

Unonyora rini?

Unogona kutumira kubhuroka kana iwe uine chikwereti:

  • Iine zvikwereti zviviri kana kupfuura, 2 yainofungidzirwa (iyo nguva yekubhadhara yapera);
  • Ane 2 ​​kana anopfuura evakweretesi; uye
  • Ari mumamiriro ezvinhu aakarega kubhadhara.

Mubvunzo waunowanzonzwa ndewekuti kana application yekubhuroka ichida inopfuura mumwe mukweretesi. Mhinduro ndeyekuti kwete. Mumwe mukweretesi anogona zvakare shandisa fkana kubhuroka kwemukweretesi. Nekudaro, kubhuroka kunogona kungovapo Wapikisa nedare kana paine vazhinji vanokwereta. Izvi zvikwereti hazvidi hazvo kuti vave vanyori vemakombi. Kana muzvinabhizimusi achinyorera kubhuroka kwechikwereti chake, zvakaringana kuratidza panguva yekugadzirisa kuti kune vakweretera vakati wandei. Isu tinodaidza izvi kuti 'zvakawanda zvinodiwa'. Izvi zvinogona kuitwa nezvirevo zvekutsigirwa kubva kune vamwe vakweretesi, kana kunyangwe nekuzivisa kune waakweretesa kuti haachakwanise kubhadhara vaanokweretesa. Anonyorera anofanirwa kuve neanotsigira Dare rino zivisa izvi muchidimbu uye nenzira.

Nguva yenguva yekubhuroka yakaitika

Kazhinji, kutongwa kwedare mukutongwa kwemabhangi kunoitika mukati memavhiki matanhatu chikumbiro chakamiswa. Iyi sarudzo inotevera panguva yekunzwa kana nekukurumidza sezvinobvira mushure. Munguva yekunzwa, mapato anogona kupihwa kunonoka kusvika pamasvondo masere.

Mari dzekubhuroka dzakaitika

Nezvezvi zviitiko unobhadharisa mari dzematare edzimhosva mukuwedzera kumubhadharo wegweta.

Nzira yekubhuroka inoita sei?

Nyaya dzekubhadhara mari dzinotanga nekuiswa kwechikumbiro chekubhuroka. Gweta rako rinotanga maitiro nekuendesa chikumbiro kudare richikumbira kuzivisa chikwereti chako mukubhanga pachinzvimbo chako. Ndiwe unokumbira.

Chikumbiro chinofanirwa kuendeswa kudare riri mudunhu rine chikwereti. Kuti unyorere kubhuroka semunhu akweretesa, mukweretesi anofanira kunge akadaidzwa kakawanda uye akazopedzisira aziviswa kuti haazombokwani.

Kukokwa kunonzwa

Mukati memavhiki mashoma, gweta renyu richakokwa nedare kuti ripinde munzeve. Ichi chiziviso chinoreva kuti uye kupi kunonzwa kuchaitika. Wako ane chikwereti achaziviswawo.

Iye anechikwereti haabvumirane nechikumbiro chekubhuroka? Iye anogona kupindura nekutumira chinyorwa chekudzivirira kana chekudzivirira nemuromo panguva yekunzwa.

Kunzwa

Hazvisi zvekumanikidzwa kuti mukweretesi apinde munzeve, asi zvinokurudzirwa. Kana chikwereti chikasaoneka, anogona kunzi haana mhosva mumutongo pasina chikonzero.

Iwe uye / kana Gweta renyu munofanirwa kuoneka panzeve. Kana pasina anoonekwa panonzwa chikumbiro chingarambwa nemutongi. Iyo yekunzwa haisi yeruzhinji uye mutongi anowanzoita sarudzo yake panguva yekunzwa. Kana izvi zvisingaite, sarudzo inotevera nekukurumidza sezvinobvira, kazhinji mukati mevhiki 1 kana maviri. Raira racho rinotumirwa kwauri uye kune iwe une chikwereti, uye kune magweta akabatanidzwa.

kuramba

Kana iwe semukweretesi, mukasabvumirana nematare akarambwa sarudzo, munogona kufaira kukwirira.

Kugoverwa

Kana dare rikapa chikumbiro uye richizivisa anenge ane chikwereti bankrupt, anenge ane chikwereti anogona kufaira kukwidza nyaya. Kana mukwereti akakwidza mhosva, kubhuroka kunoitika zvakadaro. Nemutongo wedare:

  • Mukweretesi anobva angobhuroka;
  • Mutongi anogadza unodiridzira; uye
  • Mutongi anogadza mutongi anotsigira.

Mushure mekunge kubhuroka kwaziviswa nedare, munhu (wepamutemo) anonzi akazoita bhuroka acharasikirwa nekuraswa uye manejimendi ezvinhu uye anonzi anzi haatenderwe. Iyo liquidator ndiyo yega iye achiri kubvumidzwa kuita kubva panguva iyoyo zvichienda mberi. Iye anobiridzira anozoita munzvimbo yebhengi (munhu wacho akazivisa kuti haana kubhuroka), agadzirise kudzimara kwemari yekubhuroka uye atarisire zvinofarira zvevakweretesi. Muchiitiko chekubhuroka kukuru, vashoma vanogadziriswa vanogona kusarudzwa. Kwemamwe zviitiko, uyo anoteerera anofanirwa kukumbira mvumo kubva kumutariri anotarisira, semuenzaniso pakudzingwa kwevashandi uye kutengeswa kwemhedzisiro yemumba kana zvinhu.

Muchokwadi, chero mari inobhadharwa nemukwereti panguva yekubhuroka, inozowedzerwa kune zvivakwa. Mukuita, zvakadaro, iyo inodiririsa inoita izvi muchibvumirana neane chikwereti. Kana munhu akazvimiririra achinzi abhuroka, zvakakosha kuti uzive zvakavharwa nekubhuroka uye zvisiri. Chekutanga zvinodikanwa uye chikamu chemari, semuenzaniso, hina kubatanidzwa mukubhuroka. Iye ane chikwereti anokwanisa kuitawo zvinoitwa pamutemo zviitiko; asi zvinhu zvekubhuroka hazvisi zvakasungwa neizvi. Zvakare, iyo inodzvinyirira ichaita sarudzo yedare pachena kuburikidza nekuinyoresa kune kubhuroka kunyoreswa neChamber of Commerce, uye nekuisa kushambadzira mupepanhau renyika. Iyo bankruptcy registry inonyoresa kutonga kuCentral Insolvency Register (CIR) uye voiburitsa muGovernment Gazette. Izvi zvinogadzirwa kuitira kuti vape vamwe vanogona kukwereta mukana wekuti vataure iyo yakanyura uye kuendesa zvavanenge vakumbira.

Basa remutongi anotarisa mune izvi zviitiko ndeyekutarisa matanho ekugadzirisa nekudzimisa zvinhu zvisina kuvanzika zvekuita uye zviitwa zveanodzvinyirira. Pakurudziro yemutongi anoyang'anira, dare rinogona kuraira kubhadharo. Mutongi anotarisira anokwanisa kusheedza uye anzwe zvapupu. Pamwe chete neakagadzirisita, mutariri anotarisira anogadzira iya inonzi mharidzo dzekusimbisa, paachazoita sachigaro. Musangano wekubvunzurudza unoitika mudare uye chiitiko apo chikwereti chakanyorwa nezvakadzika, zvichamiswa.

Mari yacho ichagoverwa sei?

Iyo yekudziya inotsanangura iyo marongero ayo vanozobhadharwa vachabhadharwa: iyo yehuwandu hwehuwandu hwevanokweretesa. Wakakwira sei iwe pamwero, iyo yakakura mukana wekuti iwe uchabhadharwa semukweretesi. Kurongeka kwenzvimbo kunoenderana nekwavanopa chikwereti rudzi rwechikwereti.

Kutanga, sezvinobvira, zvikwereti zvemidziyo zvichabhadharwa. Izvi zvinosanganisira mugetsi wemubhadharo, renji uye mubairo mushure mezuva rekubhuroka. Chiyero chakasara, chinoenda kune zvakarumbidzwa zvinorehwa, kusanganisira yemitero yehurumende uye mvumo Chero chinosara chinoenda kune vasina kuchengetedzeka ("vanhuwo zvavo)" vakweretesi. Kana avo vangori pamusoro ataurwa vabhadharwa, chero zororo rinoenda kune avo vari pasi pevanokweretesa. Kana pachine mari yasara, ichabhadharwa kune vanozogovana kana paine chekuita neNV kana BV. Mukubhuroka kwemunhu wechisikigo, iyo yakasara inoenda kune iyo bankrupt. Nekudaro, aya mamiriro anosarudzika. Muzviitiko zvakawanda, kusara kwakawanda kune vasina kuchengetedzwa kukweretesi rega kungobhuroka.

Kunze: vanoparadzanisa

Separatists vanechikwereti ne:

  • Mutemo wepeji:

Bhizinesi kana imba inogara ine mubvumirano wemubhadharo uye mupi wechikwereti anogona kutora chikwereti pamhosva yekusabhadhara.

  • Kodzero yechivimbiso:

Iro bhangi rakapa chikwereti nechimiro chekuti kana pasina kubhadhara kunoitwa, ine kodzero yekumbofanobata, semuenzaniso, pane bhizinesi rekutsvaga kana sitoko.

Zvinorehwa neparadzaniswa (zvinorehwa neshoko iri kare) zvakaparadzaniswa nekubhuroka uye zvinogona kutaurwa pakarepo, pasina kutanga zvazvibvunza nezvazvo. Nekudaro, liquidator inogona kukumbira iyo kuparadzanisa kuti imirire nguva yakakodzera.

Migumisiro

Kwako iwe semukweretesi, sarudzo yedare ine mhedzisiro inotevera:

  • Iwe haugone kubata iwe chikwereti iwe pachako
  • Iwe kana Gweta rako unoendesa chikumbiro chako negwaro rehupupuri kune wechikadzi
  • Pamusangano wekuongorora, rondedzero yekupedzisira yezvikumbiro ichakwidzwa
  • Iwe unobhadharwa zvinoenderana neyezvikwereti rondandanda
  • Chikwereti chakasara chinogona kuunganidzwa mushure mekubhuroka

Kana mukweretesi ari munhu wechisikigo, mune zvimwe zviitiko zvinoita kuti mushure mekubhuroka, mukweretesi anoendesa chikumbiro kudare redzimhosva yekushandura kubhuroka kuve chikwereti mukugadzirisa zvakare.

Kune uyo ane chikwereti, mutongo wedare une mhedzisiro inotevera:

  • Kubatwa kwezvinhu zvese (kunze kwezvakakosha)
  • Iye anenge aine chikwereti anorasikirwa nemabatiro uye kuraswa kwezvinhu zvake
  • Iyo tsamba inoenda yakananga kune iyo liquidator

Nzira yekubhuroka inopera sei?

Kubhuroka kunogona kupera munzira dzinotevera:

  • Kubhadharisa mari nekuda kwekushayikwa kwezvinhu: Kana pasina zvinhu zvakakwana zvekugona kubhadhara nothings kunze kwezvikwereti zvezvinhu, kubhuroka kuchamiswa nekuda kwekushaiwa zvinhu.
  • Kubviswa nekuda kwehurongwa pamwe nevanopa chikwereti: Iyo bhuroka inogona kupemha imwe-off kuronga kune vanoita zvechikwereti. Kurudziro yakadaro inoreva kuti mubhengi anobhadhara chikamu chezana chakakodzera, chaanoburitswa pazvikwereti zvake kwechikwereti chakasara.
  • Kanzura nekuda kwekusunga kweiyo yekupedzisira kugovera runyorwa: apa ndipo kana iyo midziyo isina huwandu hwakakwana kugovera vasina kukweretesa vakweretesi, asi vanotanga kukwereta vanogona kubhadharwa (muchikamu).
  • Kutemerwa danho redare rinoturwa nemutongo weDare redzimhosva
  • Kanzura pachikumbiro chemubhengi uye panguva imwechete chirevo chekushandiswa kwegadziriro yekugadzirisa chikwereti.

Ndokumbira utarise: Munhu wepanyama anokwanisa zvakare kumhan'arwa zvakare zvikwereti, kunyangwe mushure mekunge kubhuroka kwapera. Kana musangano wekusimbisa waitika, mutemo unopa mukana mune kuurayiwa, nekuti mushumo wekusangana musangano unopa kodzero yeiyo zita rekuurayiwa rinogona kusimbiswa. Pakadaro, hauchada mutongo wekutonga. Ehe, mubvunzo unoramba uripo; chii chingave chingawanikwa mushure mekubhuroka?

Chii chinoitika kana mukweretesi akasabatana panguva yekubhuroka?

Mukweretesi anosungirwa kushanda pamwe chete uye kupa iyo yakadzora ruzivo rwese rwunodiwa. Uku ndiko kunonzi 'kusungirwa kuzivisa'. Kana iyo yekudzivirira mvura ikadziviswa, anogona kutora matanho ekumanikidza akaita sekubvunzurudzwa kubvunzurudza kana kutora nhapwa-mukutongwa kweDare. Kana mukweretesi akaita zvimwe zviitiko zvisati zvaziviswa zvekubhuroka, nekuda kweizvozvo avo vanopa chikwereti vaine mukana mushoma wekudzoreredza zvikwereti, muchengeti anogona kugadzirisa zviitwa izvi ('bankruptcypauliana'). Ichi chinofanirwa kuve chiitiko chepamutemo chakaitwa nemunhu anenge ane chikwereti (iye akazobhuroka) pasina chinosungirwa, kuziviswa kwekubhuroka, uye nekuita chiitiko ichi mukweretesi akaziva kana aifanira kunge akaziva kuti izvi zvaizoguma nekusabvumirwa kwevanokweretesa.

Panyaya yemubatanidzwa wepamutemo, kana iyo yakakwenenzverwa ikawana humbowo hwekuti vafundisi vakashandisa zvisiri pamutemo mubatanidzwa, vanogona kupihwa mhosva pachivande. Uyezve, nezve izvi iwe unogona kuverenga mune yedu yakambonyorwa blog: Mutoro wevatungamiriri muThe Netherlands.

udza mashoko

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